Maryland Sports Betting » Banking options in MD » Maryland ACH/eCheck Betting

Maryland ACH/eCheck Betting

In this article, we are going to look at a common yet sometimes confusing form of online payment: ACH eCheck. More specifically, we will look at how this form of payment works, online Maryland sportsbooks that accept this form of payment, processing times and more. Read on to learn everything you need to know about ACH/eCheck betting in Maryland.

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Guide to ACH checks and betting in MD

ACH/eCheck payments are an easy, convenient, and quick way to play on Maryland sports betting sites. In this guide we’ll teach you how to utilize this form of payment to make the process even easier.

You should especially consider ACH/eCheck betting in Maryland if your card is not accepted at your preferred sites or your bank does not approve of online gambling transactions.

Best MD betting sites that use ACH/eCheck as pay method 2024

Caesars Sportsbook Maryland ACH/eCheck Betting Caesars Sportsbook Up to $1,250 bonus Bet now Caesars promo code MD
BetRivers Maryland ACH/eCheck Betting BetRivers Sportsbook Up to $500 in bonus bets
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DraftKings Maryland ACH/eCheck Betting DraftKings Sportsbook Bet $5, get $150 in bonus bets
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Betfred Maryland ACH/eCheck Betting Betfred Sportsbook Get up to $1,111 in Fred Bets Bet now Betfred MD promo code
BetMGM Maryland ACH/eCheck Betting BetMGM Sportsbook Up to $1,000 in bonus bets
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FanDuel Maryland ACH/eCheck Betting FanDuel Sportsbook Bet $5 get $200 in bonus bets Bet now Fanduel MD bonus code
PointsBet Maryland ACH/eCheck Betting PointsBet Sportsbook Five Second Chance Bets Up To $100 Each Bet now PointsBet Maryland review
Crab Sports Maryland ACH/eCheck Betting Crab Sports Up to $250 in bonus bets
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ACH eCheck Explained


In order to understand Maryland sportsbooks that accept ACH and eChecks, we have to explain what these forms of payment mean and how they are related to one another.

First, note that “ACH” stands for “automated clearinghouse,” which is a network that connects the different banking and financial institutions across the United States. Meanwhile, eChecks are simply a form of electronic payment.

The relationship between ACH and eChecks

Now, let’s look at how ACH and eChecks are related because they are not the same. In order for eChecks to go through, they must be processed by an ACH. In other words, you need both for the transaction to go through, but the eCheck is the only form of payment.

How it works is that the money for the eCheck is withdrawn from the payer’s account. From there, it is sent to the payee’s banking institution and deposited into their account via an ACH network. This is very similar to paper checks, but the process is electronic instead of physical.

Your role

If you are stressed about using this form of payment because it doesn’t make a lot of sense to you, don’t be. It is very simple, and you don’t have many responsibilities. Simply put, you have very little to be responsible for other than knowing your bank account information.

You just need to know your banking information and be able to type it into the Maryland sports betting site! Whenever you do this, the AHC will process the check for you.

Benefits of ACH/eCheck when betting in MD


There are some specific reasons why you would choose this form of banking in MD over debit or credit cards.

Most notably, it can be difficult to deposit money into your online gambling site with certain banks or cards. In fact, certain card issuers block all online gambling transactions automatically. This can make it impossible to use your debit or credit card for playing online.

Another issue that many cardholders face is that their site of choice simply does not accept their debit or credit card. Once again, this will make it impossible to deposit any funds into your account, meaning you can’t play on the site.

However, when you use ACH/eCheck payment, you bypass both of these issues since you type in your direct banking information, not your card information. In addition, because you don’t rely on your card information, the card issuers cannot block your payments.

Other Benefits

Another reason to choose ACH/eCheck payment is that you can carefully monitor your money so that you spend it wisely on gambling sites.

The final benefit of using this payment method is that withdrawals are much easier. When making your funds with a credit card or debit card, it is typically impossible to withdraw money. However, with an ACH/eCheck payment option, withdrawal is just as easy as depositing the money.

ACH/eCheck Maryland sportsbook sites


Since we have covered all the boring stuff related to how ACH/eCheck payments work, we can move on to the more fun stuff: using this payment form for MD sports betting sites.

Many sportsbook sites accept a form of ACH/eCheck payment. Some have their own special system to make paying in this manner a bit easier and more organized. Most sites use VIP preferred or another version of it to integrate the ACH/eCheck payment into their system.

Some of the most popular Maryland sportsbook sites include BetMGM, DraftKings, PointsBet, and Barstool Sports.

BetMGM Maryland ACH and Barstool Sports Maryland ACH are some of the most popular options in the state. PointsBet Maryland ACH is popular too, but we especially like it because they offer an extensive overview of how to deposit money and use this payment form on their site.

Depositing money with ACH in MD

Depositing money through this payment option is just as easy as paying with your credit card or debit card. In fact, it will feel nearly identical. The only difference is that it will go through an AHC network first, but you aren’t responsible for this step in the process.

All you have to do is log into your account and select the ACH/eCheck payment option. Keep in mind that some sites will have a different name for it, but it will all work the same, no matter the site. From there, you will submit your card and bank details. Finally, click the deposit button so that you can deposit the money into your account.

ACH Deposit Processing Time

In most cases, ACH deposit processing time is instantaneous. For reference, this processing time is similar to when you deposit money from Venmo or another E-wallet into your bank account. It may take a couple of seconds, but the time is practically immediate.

Although most people experience instantaneous deposit times, know that it is possible for funds to take up to three business days to be deposited. Most users do not experience this processing time, but don’t be alarmed if you have to wait a day or two.

Withdrawing money with ACH – Maryland

Withdrawal times are practically instantaneous with an ACH/eCheck payment option. The withdrawal will be deposited into your electronic account, and you will be able to send it over to your normal bank account. This makes it super easy and convenient to do a fast payout in Maryland.

FAQ’s About ACH/eCheck – Betting Maryland

What are ACH transfers?

ACH eCheck transfers to Maryland sportsbook are some of the fastest, most reliable, and most convenient banking options available.

Why do I need to put in my social security number?

Payment processors within Maryland are required to verify your identity through the federal government. You must be able to provide your name, address, birth date, and Social Security number to verify your identity. Any deposit method you select will require this information at one point or another.

What information do I need for an ACH/eCheck betting in Maryland payment?

You will need your account number, banking ABA or routing number, and personal identification information, such as your address, birth date, and Social Security number. Some sites will require your driver’s license as well.

Are ACH/eCheck payments safe?

Yes. These payments are safe. They are required to be processed through a 128-bit encryption to prevent hacking and other undesirable occurrences.

How fast are eChecks deposited in MD?

eChecks are instantaneous. You should be able to withdraw the same day you deposit or bet with the money the same day of the deposit.